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HCCU Your Health & Education Credit Union
Celebrating Thrty Years of Service

Due to the ever increasing cost of providing services coupled with recently passed legislation which limits or prevents our ability to recover costs in the form of fees for some services, the credit union has made the following changes to our fee structure. For a complete Rate and Fee Schedule please call or come by any one of our branches.

  Fee Changes Effective August 1, 2010

 Consumer Loan Application $25.00  • Share / Loan Overdraft Transfer Fee $10.00  • Loan Extension Fee $25.00 

New Fees Effective August 1, 2010

 Debit / Credit Card PIN Reminder Fee $5.00 • Debit / Credit Reactivation Fee $10.00

Delinquent Share Collection Fee $25.00 • International ACH Transactions (IAT) $25.00



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Important Notices
  • Back to School Loan Special up to $1000.00 for 12 months at 9.95% APR                                 Available July 15, 2010 - August 31, 2010. Estimated monthly payments are $87.89. Only new money, no refinances. All HCCU loan programs, rates, terms and conditions are subject to change at any time without notice.                             Apply online today !                   

Apply online today!

  • Student Loan Notice: With the recently enacted Health Care and Education Affordability Reconciliation Act of 2010 (HR 4872), the Federal Family Educational Loan (FFEL) Program has been eliminated. Private lenders, such as HCCU no longer have a role in originating or funding federal Stafford, PLUS, or Consolidation loans.
     

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