|
To see how much interest you'll pay based upon these
rates, visit our calculators
page.
While every
effort is made to ensure the accuracy of information provided
by this page, it should be used as a guideline.
All Loan calculations and rates should be verified by
an HCCU loan officer prior to applying
for a loan.
Loan Rates
For more information on our Loan
Products, visit our loans
page.
| New and Used Car
/ Motorcycle Rates |
Annual
Percentage Rate
as low as |
|
| 36 Months |
5.75%
APR* |
| 48 Months
|
|
| 60 Months
(New plus two prior model
years) |
|
| 72 Months
($25,000 min. can not exceed
NADA retail) |
6.50%
APR |
|
|
|
*Term
of 36 months, estimated monthly payments of $30.31
per $1,000 borrowed. Mortgage loans excluded.
Rates subject to loan terms, credit history, and
underwriting factors. Down payment
may be required based on credit history. All credit
union loan programs, rates, terms, and conditions
are subject to change at any time without notice.,
| Other
Loans |
Annual
Percentage Rate
as low as |
|
|
**Recreational Vehicles:
12-36 Months |
|
8.50%
APR |
|
REVOLVING open line of
credit (up to a 3 yr term) |
|
|
PERSONAL LOAN (up to a
3 yr term) |
|
|
90 DAY NOTE |
13.90%
APR |
|
VISA CREDIT CARD |
|
|
LOAN SPECIAL (up to $2,000.00
for a 1yr term) |
|
|
SHARE SECURED LOAN |
3.00%
APR
(above
current rate on shares)
|
|
|
|
|
All
credit union loan programs, rates, terms, and conditions
are subject to change at any time without notice.
**Boat/Jet
Skis/ATVs/ Trail Bikes/4Wheelers/Campers
For
Large Boats/RV please call for rates.
Deposit
Rates
For more information
on our Deposit
Products, visit our deposits
page.
|
|
Deposit Products |
Annual
Percentage Rate |
Annual
Percentage Yield |
|
REGULAR
SHARES (Savings) Tier
- $25.00-$99.99
- $100.00-$2,499.99
- $2,500.00-$9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000.00+
|
- 0.00%
- 0.10%
- 0.10%
- 0.10%
- 0.10%
- 0.10%
- 0.10%
|
- 0.00%
-
0.10%
-
0.10%
-
0.10%
-
0.10%
-
0.10%
-
0.10%
|
|
Kid$ Club/ Teen $cene |
0.10% |
0.10% |
|
Christmas Club/ Vacation Club
|
0.10% |
0.10% |
|
IRA
Share
- $5.00-$99.99
- $100.00-$2,499.99
- $2,500.00 - $9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000+
|
- 0.50%
- 0.50%
- 0.50%
- 0.50%
- 0.50%
- 0.50%
- 0.50%
|
- 0.50%
-
0.50%
-
0.50%
-
0.50%
-
0.50%
-
0.50%
-
0.50%
|
Share
Draft (Classic, Student, Gold
Club)
- $0.00-$499.99
- $500.00-$2,499.99
- $2,500.00-$9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000.00+
|
- 0.00%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
|
- 0.00%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
|
E-Checking
- $0.00-$499.99
- $500.00-$2,499.99
- $2,500.00-$9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000.00+
|
- 0.05%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
- 0.05%
|
-
0.05%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
-
0.05%
|
| Fresh
Start |
.05% |
.05% |
Money
Market
- $0.00-$2,499.99
- $2,500.00-$9,999.99
- $10,000.00-$24,999.99
- $25,000.00-$49,999.99
- $50,000.00-$99,999.99
- $100,000.00+
|
- 0.00%
- 0.25%
- 0.25%
- 0.25%
- 0.25%
- 0.25%
|
-
0.00%
-
0.25%
-
0.25%
-
0.25%
-
0.25%
-
0.25%
|
|
|
All credit
union loan programs, rates, terms, and conditions
are subject to change at any time without notice.
|
For
Certificate of Deposit Rates Click
Here.
|
