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HCCU Your Health & Education Credit Union
Celebrating Thrty Years of Service
Mortgage Loans

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HCCU offers a full range of Mortgage Loan products, including First and Second Mortgages as well as a Home Equity Line of Credit.

First Mortgage:  We offer Fixed Rate, Balloon and the full range of Adjustable Rate Mortgage products, as well as Government Loans.  We can do up to 100% financing and have competitive rates and closing costs.

Second Mortgage:  We will lend up to 95% of the appraised value of the property, less any existing liens and a term up to 15 years.

Home Equity Line of Credit:  We will lend up to 95% of the appraised value of the property, less any existing liens, with no Private Mortgage Insurance and a term up to 15 years.  HCCU will pay up to $750.00 towards closing costs on any loan amount of $15,000.00 or above.

 

Our Mortgage Office is located in the Annex II on MCG's Campus. You may call and schedule an appointment with one of our Mortgage Specialists by calling 706-434-2213. You may call or visit any branch for a mortgage application packet and our current rates (please note rates are subject to change daily).

Click Here to access our Mortgage Application and Document Checklist

Home Buying Coach
This interactive guide coaches you through the process of finding and buying a house. Simply click on the home icon to get started!

Calculators 
Please be sure to take advantage of our online financial calculators. 

 


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