Mistakes happen.  If you overdraw your account, we can help.  Apply for an overdraft line of credit and avoid transfer fees.  Otherwise, for a small fee HCCU will automatically transfer funds from your savings to cover the expense.

For a copy of the fee schedule or to apply for an overdraft line of credit, please see a credit union representative.

Important Information About Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and any other information that will allow us to identify you. We may also retain a copy of your driver's license number or other identifying objects.