All Accounts Include:

• Free Visa Check Card (Apply Today!)
• Free Online Banking & Bill Pay
• e-Statements, and e-Notices.
• Personal Access Voice Response Line (PAL).
• Dividends paid based on designated tier.
• No per check fee (excludes E-Checking)
• Overdraft Protection - optional

Classic Checking Account

• Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.
• Monthly Service Charge: $5 if Average Daily Balance Falls Below $300.
• Minimum Balance to Open: Subject to Monthly Service Charge above.
• First box of checks free (50 free with limited designs).

Student Checking

• No Monthly Service Charge (Service Charge waived until 23rd birthday when account becomes a Classic- see above)
• No Minumim Balance to Open
• Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.

Gold Club Checking

• Account for Individulas 50+
• Monthly Service Charge: $5.00 if Average Daily Balance Falls Below $300.
• No Minimum Balance to Open: Subject to Monthly Service Charge above.
• Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.
• Free Box of Checks per Year
• 50% off Money Orders
• 50% off Paper Statements

E-Checking!

• No Monthly Service Charge if you use any combination of ACH Payments, Direct Deposit or Payroll Deduction, ATMs, Home Banking and Bill Pay, Visa Debit and Credit Cards, and E-Statements
• There will be a $2 fee for each In-Branch Withdrawals and to any paper checks written on the account.
• No Minumum Balance
• Dividend: Paid on Average Daily Balance based on the E-Checking Share Draft Tier, with No Minimum Balance to Earn Interest

Fresh Start

• Monthly Service Charge of $10
• No Minimum Balance
• Dividend: Equal Only to Share Draft Tier 2, No Minimum Balance to Earn Interest.
• A Hold on Funds May Be Required with Prior Charge Off Activity

Checking Account Coach
	This interactive guide coaches you in managing your checking account.