Applications | Rates | Calculators | Contact Us   
HCCU Your Health & Education Credit Union
Celebrating Thrty Years of Service

 

Checking Accounts

Search:  
After you open your Savings Account that starts your membership, you are eligible to take advantage of all of our great products. We currently have 5 different checkings accounts to fit any of your needs!

All Accounts Include:

  • Free Visa Check Card (Apply Today!)
  • Free Online Banking
  • Free Bill Pay
  • Direct Deposit
  • Payroll Deduction
  • Optional Overdraft Protection

Classic Checking Account

  • Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.
  • Monthly Service Charge: $5 if Average Daily Balance Falls Below $300. Fee will be waived with Direct Deposit.
  • Minimum Balance: $0 but Subject to Monthly Service Charge Above.

Student Checking

  • Must Present Student ID at Account Opening. Account will revert to our Classic Checking on your 24th Birthday, unless Current Student ID is shown.
  • No Monthly Service Charge
  • No Minumim Balance
  • Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.

Gold Club Checking

  • Account for Individulas 50+
  • No Monthly Service Charge
  • No Minimum Balance
  • Dividend: Paid on Average Daily Balance based on the Share Draft Tier. $500 Minimum Balance to Earn Interest.
  • Free Box of Checks per Year
  • Free Traveler's Checks
  • 50% off Money Orders
  • No Annual Fee on Visa Credit Card

E-Checking!

  • No Monthly Service Charge if you use any combination of ACH Payments, Direct Deposit or Payroll Deduction, ATMs, Home Banking and Bill Pay, Visa Debit and Credit Cards, Online Newsletter and Statements (when available)
  • There will be a $2 fee for each In-Branch Withdrawals and to any paper checks written on the account.
  • No Minumum Balance
  • Dividend: Paid on Average Daily Balance based on the E-Checking Share Draft Tier, with No Minimum Balance to Earn Interest.
  • No Annual Fee on Visa Credit Card.

Fresh Start

  • Monthly Service Charge of $10
  • No Minimum Balance
  • Dividend: Equal Only to Share Draft Tier 2, No Minimum Balance to Earn Interest.
  • A Hold on Funds May Be Required with Prior Charge Off Activity
Checking Account Coach
This interactive guide coaches you in managing your checking account.

Important Information About Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and any other information that will allow us to identify you. We may also retain a copy of your driver's license number or other identifying objects.


View our Privacy & Policy Statement and Online Terms & Conditions

Copyright © 2003 - HCCU - All rights reserved - MCG
Please email comments, suggestions, or questions to general@hccu.coop

NCUA - Your savings federally insured to $100,000

This Credit Union is Federally Insured by the National Credit Union Administration

America's Credit Unions

Equal Housing Lender