Thanks for asking for more information about Health Center Credit Union (HCCU). We are not a Bank, 'Savings and Loan' or a Brokerage House. We are a state chartered, federally insured, Credit Union. If you are not a Credit Union Member, scroll down to the bottom of this page to view the section titled 'What is a Credit Union' and experience the world of difference Credit Unions have to offer.

Serving our members to our fullest potential means putting our members best interest at heart. Click on Our Mission and get an inside view of how we live out our mission statement every day with each and every member we serve.

Oh how we've grown over the years. Click on membership now to see a few of the businesses that we provide with Credit Union services.

We know you are busy and may not have time to read the Greenbacks newsletter, however we encourage you to take a look at the latest information your Credit Union has to offer. Click to see the current version of Greenbacks, our newsletter, now!

We are a Full Service Financial Institution dedicated to serving and meeting the needs of our members. Over the last 30 years we have grown to over $50 million in assets and proudly support a membership of over 9,500. Scroll down to Our History to find out how we have grown.

Giving back to the community from which we receive so much support, is always a priority. We do this through lower rates and higher dividends to our members as well as donations and support to the schools of Richmond, Columbia, and Lincoln Counties. Contact us for further information.

In 1976 Health Center Credit Union (HCCU), was chartered by the Georgia Department of Banking and Finance. HCCU opened it's first office in the Murphy Building at the Medical College of Georgia. Branch Two was opened in 1987 at St. Joseph Hospital (now known as Trinity Hospital) and Branch Three followed that same year at Augusta State University. With the addition of the MCG Annex, South Augusta, and Evans Offices, we now have 6 locations in Richmond and Columbia Counties to serve our members from.

During this time our products and services have grown as well. HCCU implemented checking accounts, a 24 hour voice response line for member inquires, Online Banking, Billpay, Money Market accounts, Visa check cards, and we now have 4 ATM locations.

The MCG Annex houses a full service Mortgage Department to help members finance their dream homes. We continually look for ways in which we can offer our members services that will help improve their financial lives.

To provide competitive, friendly, convenient financial services to the membership in a fiscally responsible manner.

To insure quality service to every member. Make loans to our members in an expeditious manner. Safeguard the financial future of our members by continually educating them on our products and services. To provide a challenging and rewarding work environment that fosters teamwork and friendship among the staff. And to maintain adequate earnings to support our growth while paying competitive dividends to our members.

A Credit Union is a not-for-profit member-owned financial institution operating for the benefit of its membership. Credit Unions pay higher dividends on savings and offer reduced rates on loans to their members. Additional earnings are redistributed to the members in the form of new products and services. Each member must meet eligibility requirements spelled out by the Credit Union's Charter to become a member. The Board of Directors of the Credit Union is elected from the general field of membership and are unpaid for their service.